Financial Services
Our clients include bank holding companies, commercial banks, savings banks, mortgage companies, credit unions, commercial finance companies, insurance companies, and other forms of financial service companies.
Our mission is to partner with our clients to provide high quality, cost-efficient legal services that enable them to achieve their business goals. The experience and diligence of our banking & financial services attorneys is to succeed in our mission. From negotiating terms of transactions, to assessing and ensuring compliance with regulatory obligations, to litigating and defending your rights and interests, our Financial Services Group provides you with the service you need, when you need it .
We strive to enhance our “value-added” services to our banking & financial services clients through seminars, monitoring of legal and industry developments in New Jersey and the creation of new business opportunities.
Financing Transactions
Secured and unsecured term and revolving-credit financings
Tax-exempt industrial development bond financings
Equipment lease financings
Construction lending
Financing of emerging high technology companies
Conventional mortgage loans
Acquisition financings
Letters of credit
Participation in syndicated financings
Litigation
Lender liability
UCC claims
Forged checks
Class action litigation
Yield spread premiums
Consumer fraud
Commercial and residential foreclosures
Asset recovery including replevin and UCC sales
Improper servicing claims
Automobile loans and servicing
Workouts and Bankruptcy
Bankruptcy and receivership proceedings
Consensual restructurings of troubled loans
Realization of collateral in foreclosure proceedings or by UCC sales
Complex problem loans involving multiple borrowers and a variety of collateral
Mergers and acquisitions of banking institutions
Issuance of trust-preferred securities
Bank Operations
Day-to-day legal counseling
Employee matters including benefits & compensation issues, personnel policies, employee misconduct & investigations, immigration, and litigation
Branch expansion including leasing, real estate development, land use & zoning, and environmental counseling
Protection of intellectual property rights
When appropriate, our banking attorneys call upon attorneys from our firm’s other practice groups. For example, our environmental attorneys may be needed in a lending transaction where ISRA or other environmental laws are an issue.
